Terms of Service

Agreement to Terms

By accessing and using Benefora.org ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

Educational Content Disclaimer

All content on Benefora.org is provided for educational and informational purposes only. Nothing on this Site constitutes financial, legal, tax, or investment advice. The information provided should not be relied upon as the sole basis for making financial decisions.

No Financial Advice

Benefora is not a financial advisor, tax advisor, or legal professional. Our tools and content are designed to educate you about Social Security claiming options. You should always consult with qualified professionals before making decisions about your Social Security benefits.

Calculator & Tool Accuracy

Our calculators provide estimates based on the information you enter and current Social Security Administration formulas. Actual benefits may vary. We make no guarantees about the accuracy of estimates and are not responsible for decisions made based on calculator results.

Purchases & Digital Products

Purchases of digital products (such as the Decision Kit) are processed through Lemon Squeezy. By making a purchase, you also agree to Lemon Squeezy's terms of service. Digital products are delivered electronically after purchase.

Refund Policy

We offer a 30-day money-back guarantee on all digital product purchases. If you are not satisfied with your purchase for any reason, contact us within 30 days of purchase for a full refund. Refunds are processed back to your original payment method within 5–10 business days.

To request a refund, email us at hello@benefora.org with your order details.

Intellectual Property

All content on Benefora.org, including text, graphics, logos, tools, and software, is the property of Benefora and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

Limitation of Liability

Benefora shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on any information provided. Use of the Site is at your own risk.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site constitutes acceptance of the revised terms.

Contact

Questions about these terms? Contact us at hello@benefora.org