How Benefora Works

Making the right Social Security claiming decision doesn't have to be complicated. We've broken it down into three simple steps.

1

Use Our Free Calculator

Enter a few basic details about your work history and age. Our calculator instantly shows your estimated benefits at every claiming age from 62 to 70, along with lifetime totals and break-even points.

2

Learn from Our Articles

Explore our library of evidence-based educational guides. Understand how spousal benefits work, how taxes affect your Social Security, and the key factors that should influence your decision.

3

Get the Complete Decision Kit

For those who want a comprehensive analysis, our $47 Decision Kit includes a 60+ page guide, interactive worksheets, planning tools, and a personalized claiming timeline.

What You Get

Free Tools

  • Social Security Calculator
  • Spousal Benefits Calculator
  • Break-Even Calculator
  • Educational Articles

Decision Kit – $47

  • 60+ page comprehensive guide
  • Interactive worksheets
  • Planning tools & checklists
  • Personalized claiming timeline

30-Day Money-Back Guarantee

We stand behind the Decision Kit. If you're not completely satisfied within 30 days, contact us for a full refund—no questions asked.

Start Your Free Assessment →Get the Decision Kit

Frequently Asked Questions

Is the calculator really free?

Yes, completely free with no sign-up required. Our calculator provides personalized estimates based on your inputs. We believe everyone deserves access to this essential information.

How accurate are the estimates?

Our calculations use the same formulas as the Social Security Administration. While estimates depend on the accuracy of your inputs, our methodology is built on official SSA data and peer-reviewed research.

Is this financial advice?

No. Benefora provides educational content only. We help you understand your options, but we are not financial advisors and do not provide personalized financial, legal, or tax advice. Always consult qualified professionals for your specific situation.

What's included in the Decision Kit?

The $47 Decision Kit includes a 60+ page comprehensive guide to Social Security claiming strategies, interactive worksheets, planning tools and checklists, and a personalized claiming timeline. It comes with a 30-day money-back guarantee.

Can I get a refund?

Yes. We offer a 30-day money-back guarantee on the Decision Kit. If you're not satisfied for any reason, contact us for a full refund.