9,000+Americans Guided$103KAvg. Lifetime Savings Identified2026Based on Public SSA.gov Data
IndividualSpousal

Spousal Benefits Calculator

Compare strategies for couples. See combined income and survivor benefits at different claiming ages.

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Step 1 of 3

Enter information for the higher earner first (if applicable)

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Find on your Social Security statement or at SSA.gov/myaccount

Spouse 1: Health status
Spouse 1: Currently working?

Step 2 of 3

Now enter information for the second spouse.

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Find on your Social Security statement or at SSA.gov/myaccount

Spouse 2: Health status
Spouse 2: Currently working?

Step 3 of 3

Optional preferences and income details to fine-tune your strategy.

What is your primary goal? (Optional)