The Benefora Decision Kit
Everything you need to make a confident Social Security claiming decision.
- Make this decision once — with clarity
- See exactly which claiming strategy fits your situation
- Turn “optimal claiming age” into a real, executable plan
- Avoid common tax and claiming mistakes
- Use this framework for the rest of your retirement planning
Our Promise: If you use the guide and don't find it valuable, we'll give you a full refund. No questions asked.
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What's Included
Complete 60+ Page Social Security Decision Guide
Clear explanations of claiming ages, timing tradeoffs, earnings test rules, and tax considerations — so you understand how each decision affects your long-term benefits.
Personal Decision Worksheets (Fillable)
Organize your thinking, compare scenarios, and work through your decision using your actual numbers — not generic examples.
Social Security Tax Planning Tools
Understand how benefits are taxed and how claiming timing can change what you keep after taxes.
Step-by-Step Claiming Timeline
A clear month-by-month action plan — from decision to application and what to handle after benefits start.
Scenario-Based Claiming Guidance
Targeted guidance for real-life situations like still working, recently retired, divorced, or widowed — so you can see what applies to you.
Frequently Asked Questions
What format is the Decision Kit?
The Decision Kit is a downloadable PDF with fillable worksheets. You can view it on any device and print the worksheets.
Is this personalized to my situation?
The Kit provides frameworks, worksheets, and strategies for every common situation. You fill in your specific numbers to get personalized results.
What if I'm not satisfied?
We offer a full 30-day money-back guarantee. If the Decision Kit doesn't meet your expectations, contact us for a complete refund.
Do I need this if I've already used the free calculator?
The calculator gives you a starting point. The Decision Kit provides the comprehensive analysis, tax planning, and implementation timeline to actually execute your optimal strategy.