Library
Social Security Claiming Guides
Evidence-based educational articles to help you make informed claiming decisions.
Getting Started
Should I Take Social Security at 62, 67, or 70? Complete Guide (2026)
Deciding when to claim Social Security? Our evidence-based guide compares ages 62, 67, and 70 with break-even analysis, case studies, and personalized assessment tools.
For CouplesMarried Couples: How to Maximize Social Security Benefits (Complete 2026 Guide)
Learn how married couples can coordinate Social Security claiming strategies to maximize lifetime benefits by $150,000-250,000. Complete guide with examples and decision frameworks.
All Articles
Claiming Decisions
Social Security Break-Even Calculator & Analysis Guide (2026)
Calculate your Social Security break-even age and understand when delayed claiming pays off. Interactive calculator, real-world scenarios, and strategic insights.
Should I Take Social Security at 62, 67, or 70? Complete Guide (2026)
Deciding when to claim Social Security? Our evidence-based guide compares ages 62, 67, and 70 with break-even analysis, case studies, and personalized assessment tools.
How Social Security Benefits Are Calculated: The Complete Formula (2026)
Ever wonder how Social Security calculates your monthly benefit? Learn the step-by-step formula: 35 highest years, AIME, bend points, and age adjustments with real examples.
Special Situations
Divorced After 10+ Years? Your Ex-Spouse Social Security Benefits Explained
Complete guide to divorced spouse Social Security benefits. Learn the 10-year rule, claiming strategies, survivor benefits, and how to maximize your retirement income after divorce.
Still Working? How the Social Security Earnings Test Affects Your Benefits (2026)
Planning to claim Social Security while still working? Learn how the 2026 earnings test works, current limits ($22,320), and whether you should wait until Full Retirement Age.
Married Couples: How to Maximize Social Security Benefits (Complete 2026 Guide)
Learn how married couples can coordinate Social Security claiming strategies to maximize lifetime benefits by $150,000-250,000. Complete guide with examples and decision frameworks.
Common Questions
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